In brief: Complex assets in divorce, made simple

Shares, crypto, business interests. Complex assets can feel like a foreign language during divorce – but with the right knowledge, they don't have to.

Kate is joined by Tom Francis, Head of Personal Finance at Octopus Money, to explore what complex assets actually are, how they're approached in a divorce settlement and how to feel confident making the most of your finances after divorce.

We talk about:

• What makes an asset 'complex' – and the three levels of complexity
• What can and can't be divided in a divorce settlement
• What to consider when negotiating complex assets
• Tips for understanding your assets and building financial confidence post-divorce

This episode is for anyone who feels overwhelmed by the financial side of divorce – and is ready to feel more in control of their future.

Meet Tom Francis

Tom is Head of Personal Finance at Octopus Money, a money advice brand for everyone. Tom spends his time designing the customer journey to deliver regulated financial advice to the many, using the best of technology and humanity. He’s a fully qualified and chartered financial planner, and before joining Octopus Money, he played a leading role in building and scaling robo-advisers in the UK, including Wealthsimple (which was later sold to Moneyfarm) and Nutmeg.

Tom joined us previously to explore how to talk about money in relationships and divorce — listen to that episode here.

You can learn more about Octopus Money on their website. You can also hear more financial advice from Tom on the Keep the Change podcast, and follow him on Instagram for bite-sized money tips. 

More divorce resources

Ready to take a practical next step?

Book a free 15-minute consultation with an amicable expert for guidance on the legal, financial, emotional or co-parenting aspects of separation. 

You can also book a free consultation with an Octopus Money expert for specialist financial guidance alongside your separation.

Want ongoing support through separation?

Join amicable space for bonus podcast episodes, exclusive webinars, articles on finances and an interactive community where you can share questions and get expert advice from amicable specialists.Start your free trial here.

Kate’s book amicable divorce includes a dedicated chapter on navigating finances during separation, including reaching financial agreements based on your real needs (not just 50/50 splits) and guidance on commonly overlooked assets like pensions. Find it on Amazon today.

Got a question for a future episode?

Share your thoughts at hello@amicable.co.uk or through direct messages on Instagram.